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Examination Response #5

This June 20, 2025 letter responds to staff questions about asset-holder and token-history information shown in public ledger tools. It explains the roles of issuer and distribution accounts and interprets payment and restricted-balance records.

Topics covered

  • Why a public asset-holder view reflected a limited number of holders
  • The functions of issuer, distribution, and securityholder accounts
  • Asset identifiers and the meaning of issuer-account labels
  • Payment counts and aggregate payment volume shown by the ledger explorer
  • Treatment of an original restricted issuance through a claimable balance
  • Time limitations, restrictive legends, and transaction memo evidence